Proprietary trading firms, or prop firms, have transformed how individual traders access significant capital. Traders who work for the company can use company funds to trade various markets, including forex, indices, commodities, and cryptocurrencies, because they must follow strict risk management rules. In 2026, two leading prop firms are FundedFirm and FundingPips, both offering funded trading programs. The two companies have different methods for evaluating performance and sharing profits with their traders who operate their trading platforms. The article delivers a full comparison between FundedFirm vs FundingPips to help traders select a trading platform that matches their trading preferences and objectives.

What is a Prop Trading Firm?

A proprietary trading firm provides traders with capital to trade forex, indices, commodities, and cryptocurrencies. Traders begin their assessment period to achieve their profit goals while following their established risk management limits, which include drawdown and daily loss restrictions. The traders who complete the requirements successfully will obtain a funded account, which allows them to share profits with the trading firm. Prop trading helps ambitious traders scale their trading, build discipline, maintain consistency, and grow long-term success without risking personal capital.

Overview: FundedFirm & FundingPips

Funded Firm

FundedFirm operates as a proprietary trading firm in the United Kingdom that provides funding opportunities for traders who have just started their careers, as well as those who possess advanced trading skills. The company, which started its operations in the past few years, provides traders with evaluation challenges and up to $100000 trading capital and 100% profit share options.

Here’s what sets it apart:

Clear evaluation models with no hidden rules.
Trade on popular platforms like MetaTrader 5 (MT5).
Allows news trading, overnight positions, and weekend holding.
Fast profit payouts and flexible risk management.
Competitive leverage and support for multiple asset classes.

FundingPips

FundingPips is a Dubai‑headquartered prop trading firm (established in 2022) that has quickly grown into a major player with traders in 190+ countries and hundreds of millions in payouts. The company provides various evaluation paths, which include its 1‑step evaluation, 2‑step evaluation, and Instant Funding model. The profit splits for the program range from 80% to 100% based on the requirements for payout frequency and consistency.

Key features include:

Multiple evaluation models tailored for different traders.
Profit share up to 100%.
Several supported platforms like MT5, cTrader, and Match‑Trader.
Competitive rules, but also structured consistency requirements.

Evaluation Models: How Traders Get Funded

FundedFirm and FundingPips shared an assessment presumption but with different structure propositions.

1-Step Evaluation

The traders need to finish one challenge, which has profit targets and risk limits. The 1-step challenge from FundedFirm operates as a simple test because it provides traders with unlimited testing time and permits them to maintain their trading positions throughout the night.

FundingPips follows a consistency rule that requires traders to maintain steady performance over multiple trades, trading for score, thus acquiring capital to obtain the 1-step evaluation.

2-Step Evaluation

The 2-step model splits the challenge into two phases. FundedFirm emphasizes simplicity here, with clear targets and drawdown limits. The system allows traders to choose their own speed of work, which makes it suitable for people who want to work under less stressful conditions.

FundingPips established a 2-step evaluation process that requires users to follow its more stringent regulations. The system applies lot size restrictions and tighter drawdown limits to traders who want to achieve higher profit splits.

Instant Funding

Certain software programs allow traders to skip conventional assessment methods. The FundedFirm organization offers traders immediate access to funding when they fulfill designated requirements.

The Zero Program of FundingPips provides instant funding to its users but requires them to follow strict consistency guidelines, while their news trading activities are limited to specific news events.

Profit Split and Payout Terms

Profit sharing is a very important aspect that is the basis upon which a trader makes a decision after the earnings.

FundedFirm

Earnings in profit shares are expected to start from 90% and go up to 100% for top performers.
Withdrawals are fairly efficient and customer-oriented.
Active trading — news trading in particular — might have favorable implications and an edge in this regard.

FundingPips

The company provides 80% profit split as a standard, which increases to 90-100 % based on the frequency of your withdrawals between weekly and bimonthly and monthly and on-demand intervals.
Every payout faction requires a consistency measurement to be able to qualify for their highest splits.
Withdrawals usually took one to three days at the bank.

Quick Comparison:

Feature	FundedFirm	FundingPips
Profit Split	90%–100%	80%–100%
Payout Speed	24–48 hours	1–3 business days
News Trading	Allowed	Allowed with restrictions
Maximum Funding	Up to $100,000	Up to $100,000 (scalable options)
Supported Platforms	MT5	MT5, cTrader, Match-Trader

Risk Management & Trading Rules

The trading platform at FundedFirm provides traders with a risk management system that includes a few limitations because it permits news trading and overnight positions and lets traders use any trading method. The trading platform at FundingPips requires traders to follow strict rules about maintaining consistency, which becomes more rigorous when they seek greater profit shares, while also banning specific trading methods such as high-frequency and news trading. The drawdown limits, together with the consistency metrics, must be understood by traders who want to achieve maximum payouts from their funded accounts while maintaining profitable trading.

Platform Support & Tradable Assets

FundedFirm provides its primary services through MT5, which enables users to access multiple trading instruments that include forex trading, index trading, commodity trading, and cryptocurrency trading. The system offers balanced trading conditions since users can utilize up to 1:100 leverage while accessing a straightforward yet dependable platform.

FundingPips provides trading services through three platforms, which are MT5, cTrader, and Match-Trader. The platform offers traders access to different assets while maintaining competitive leverage options.

Pros & Cons

FundedFirm

Pros:

Transparent rules with no hidden constraints
Flexible trading strategies allowed
Fast payouts and potential for 100% profit share
Beginner-friendly interface and evaluation

Cons:

Maximum funding capped at $100,000
Limited to the MT5 platform

FundingPips

Pros:

Multiple evaluation options and flexible entry fees
Platform variety (MT5, cTrader, Match-Trader)
High profit share potential

Cons:

Stricter consistency rules for top payouts
Certain trading strategies restricted post-funding

Who Should Choose Which Firm?

Traders looking for simplicity, flexibility, and fast payouts will find FundedFirm ideal because it enables beginners to trade without restrictions, while they can monitor news events and maintain overnight positions.

FundingPips better meets the trading needs of traders who prefer to operate with strict consistency standards across different platforms, together with their testing procedures. FundingPips structured system provides experienced traders who want to grow their funding opportunities and who maintain discipline with their trading metrics with the most beneficial results.

Conclusion

The year 2026 presents two acceptable options through FundedFirm and FundingPips, which have distinct advantages and disadvantages. The funded trading experience at FundedFirm becomes easier for beginners because it provides three essential features that users need to understand their trading operations. The three path options, which users can select from FundingPips together with its various payout systems and platform selection, make it a better choice for you.

FundedFirm vs FundingPips: Best Prop Firm Comparison 2026

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