• Best Prop Firm 2026
  • Most Trusted Prop Firm 2025

No evaluation. No profit target. On-demand payouts.

Instant Funded Account: skip the challenge, trade funded from day one

The FundedFirm Instant Funded Account gives you a funded simulated MT5 account from day one, with no evaluation and no profit target. You become eligible for a payout after 5 profitable days (each at least 0.5% profit) and 1% net profit, then request it whenever you qualify. Limits are a 3% trailing daily loss, a 5% trailing overall loss and 1% risk per position. The included On-Demand plan pays a 60% split; the Weekly add-on pays 80%. Accounts run from $5K to $100K.

Funded from
Day 1
Max profit split
80%
Trailing daily loss
3%
Trailing overall loss
5%
Evaluation
None
Profit target
None
Daily loss limit
3% trailing
Overall loss limit
5% trailing
Payout eligibility
5 profitable days + 1%
Profit split
60% (80% Weekly add-on)
Risk per trade
1% per position
Leverage
1:30
Challenges

Choose Your FundedFirm Challenges

Account Type
Account Size
Instant
$549$699
Profit Target-
Maximum Daily Loss3% trailing
Maximum Overall Loss5% trailing
Min Profitable Days5 Days
Profit Split Upto80%, 60%
News TradingYes
Reward CycleOn-Demand/Weekly
Buy Challenge

Risk Reward Matters

Why traders pick the Instant Funded Account

Built for how you trade

No evaluation. No profit target. On-demand payouts.

Paid on demand

Request a payout whenever you qualify

After 5 profitable days of 0.5% or more and 1% net profit, withdraw on your schedule.

Skip the challenge

Funded on MT5 from day one

No evaluation and no profit target. Your first trade is on a funded account.

Trade your way

News, overnight and weekend holding allowed

Hold positions through news and over the weekend, with 1:30 leverage on all instruments.

Weekly add-on

80% split, paid every Wednesday

Upgrade from the included 60% On-Demand plan to an 80% split paid weekly.

How you get paid

Funded from day one.

  1. 1

    Trade 5 profitable days

    A day counts at 0.5% profit or more.

    0.5% a day

  2. 2

    Reach 1% profit

    Net profit on the account size.

    1% net profit

  3. 3

    Request your payout

    Request it whenever you qualify.

  • News trading allowed
  • Overnight & weekend holding allowed
Trading rules

Your trading room

These limits apply for the life of the account. Accounts opened before 1 September keep fixed 3% and 5% limits.

Daily loss limit
trailing3%
Follows your highest equity of the day.
Overall loss limit
trailing5%
Follows your highest equity.
Risk per trade
1%
Per position, 1% of the account.
Hedging
Not allowed
Hedging is not allowed on this account.
Consistent lot sizes
Up to 5x
Up to 5x your smallest trade on each pair. If your smallest lot is 0.5, you can go up to 2.50 lots.

Good to know

Inactivity
30 days
Close 1 trade every 30 days.
Leverage
1:30
All instruments.
3-minute rule
3 min
Same-direction trades within 3 minutes count as one.
Daily reset
10:00 PM UTC
Your daily loss limit refills.

Full wording on the official Instant Funded Account rules.

Your dashboard

See every limit before it sees you

Track balance, equity, P&L, drawdown and key metrics in real time, and monitor your progress from one trading dashboard, on the web or the FundedFirm app.

FundedFirm trader dashboard showing balance, drawdown used and profit target progress
Get paid

Payouts

Pick a plan.

  • Included

    On-Demand

    60%

    Profit split

    Whenever you choose.

  • Add-on

    Weekly

    80%

    Profit split

    Every Wednesday.

Consistency rule
Up to 20%
One trade can make up to 20% of a payout.
Minimum profit
1%
Net profit on the account size before a payout.
  • Payout eligibility needs 5 profitable days of at least 0.5% each.

Real traders, real payouts

Payout certificates

  • Geetanshu Ashpilya$14,235.58
  • Ravinder Kumar$3,406.25
  • Sumukh Kelkar$1,410.59
  • Roshan Gadag$1,277.43

Check any certificate on verify certificate, or see the full record on trader payouts.

Prices and numbers per account

Instant Funded Account prices

Every account size with its current price and what each rule means in dollars. Loss limits are shown at the start; both trail your highest equity, so the dollar floor moves up with new highs.

Instant Funded Account prices and limits by account size
AccountPriceDaily loss (3%)Overall loss (5%)Risk cap per position (1%)Min profit for payoutBuy
$5K$65 $89$150$250$50$50Buy
$10K$95 $129$300$500$100$100Buy
$25K$229 $279$750$1,250$250$250Buy
$50K$349 $379$1,500$2,500$500$500Buy
$100KMost popular$549 $699$3,000$5,000$1,000$1,000Buy

Prices shown are the current prices, with the regular price struck through where there is a discount. Final price, add-ons and coupons are confirmed at checkout.

Choose with confidence

Is the Instant Funded Account right for you?

A good fit if

  • You have a proven strategy and do not want to pay for or sit through an evaluation.
  • You want to request payouts whenever you qualify, not on a fixed monthly date.
  • You risk small and steady, well under 1% per position.
  • You trade news or hold positions overnight and over the weekend.

Consider another account if

  • You need wide drawdown room; trailing 3% and 5% limits follow your equity highs.
  • You rely on one or two big winners; a single trade can only make up 20% of a payout.
  • You want the highest possible split (evaluation accounts reach 100%).
Side by side

Compare all FundedFirm accounts

1-Step Challenge

How you get funded
1 evaluation phase
Profit target
10%
Daily loss limit
3% static
Overall loss limit
6% static
First payout
After passing, at 1% net profit
Payout cycle
Monthly (Bi-Weekly / Weekly add-ons)
Profit split
90% → 100% (Lifetime 100% add-on)
Leverage
1:100, crypto 1:50
News & holding
News, overnight & weekend allowed
Account sizes
$5K to $100K
Price from
$49

2-Step Challenge

How you get funded
2 evaluation phases
Profit target
8% + 5%
Daily loss limit
5% static
Overall loss limit
10% static
First payout
After passing, at 1% net profit
Payout cycle
Monthly (Bi-Weekly / Weekly add-ons)
Profit split
90% → 100% (Lifetime 100% add-on)
Leverage
1:100, crypto 1:50
News & holding
News, overnight & weekend allowed
Account sizes
$5K to $100K
Price from
$39

Instant Funded Account

How you get funded
No evaluation
Profit target
None
Daily loss limit
3% trailing
Overall loss limit
5% trailing
First payout
After 5 profitable days + 1% net profit
Payout cycle
On-Demand (Weekly add-on)
Profit split
60% (80% Weekly add-on)
Leverage
1:30
News & holding
News, overnight & weekend allowed
Account sizes
$5K to $100K
Price from
$65

Instant Daily Funded Account

How you get funded
No evaluation
Profit target
None
Daily loss limit
3% trailing
Overall loss limit
4% trailing
First payout
24h after first trade opens (once closed)
Payout cycle
Every 24 hours
Profit split
70% every payout
Leverage
1:20
News & holding
No news, close trades daily
Account sizes
$3K to $18K
Price from
$69
Recognition

Two years running, judged the best

Recognised at the Forex Expo Dubai in back-to-back years, by the traders and the industry we build for.

Forex Expo DubaiBest Prop Firm 2026 trophy awarded to FundedFirm

Best Prop Firm 2026

Forex Expo Dubai, 22 & 23 September 2026

Forex Expo DubaiMost Trusted Prop Firm 2025 trophy awarded to FundedFirm

Most Trusted Prop Firm 2025

Forex Expo Dubai, 2025

Paid out to traders
$22M+
Funded traders
300K+
Countries
150+
Instant Daily payout approval
30 min
Question & Answer

Instant Funded Account FAQ

What is an instant funded account at FundedFirm?

It is a funded simulated MT5 account you can trade from day one with no challenge or profit target. You keep a share of the profit once you meet the payout conditions: 5 profitable days of at least 0.5% each and 1% net profit.

How do the trailing loss limits work?

The 3% daily loss limit follows your highest equity of the day and the 5% overall limit follows your highest equity overall. Each line moves up when you make a new high and never moves back down. Accounts opened before 1 September keep fixed 3% and 5% limits.

When can I withdraw from the Instant Funded Account?

Once you have 5 profitable days (0.5% or more each) and at least 1% net profit, you can request a payout whenever you choose on the included On-Demand plan, or every Wednesday on the Weekly add-on.

What profit split does the Instant account pay?

The included On-Demand plan pays 60%. The optional Weekly plan pays 80%, paid every Wednesday.

Is there a consistency rule on Instant payouts?

Yes. One trade can make up to 20% of a payout, so profit needs to be spread across several trades.

What leverage and risk per trade are allowed?

Leverage is 1:30 on all instruments and each position may risk up to 1% of the account. Lot sizes must stay within 5x of your smallest trade on each pair.

Can I trade news or hold over the weekend on an Instant account?

Yes. News trading, overnight holding and weekend holding are allowed. Hedging is not.

More answers in the full FundedFirm FAQ.