• Best Prop Firm 2026
  • Most Trusted Prop Firm 2025

Two phases. Wider limits. No time limit.

2-Step Challenge: more room to trade, funded up to $100K

The FundedFirm 2-Step Challenge is a two-phase evaluation on a simulated MT5 account. Phase 1 has an 8% profit target and Phase 2 a 5% target, each with a minimum of 3 trading days and no time limit. Throughout, you trade with a 5% daily loss limit and a 10% overall loss limit, the widest room of any FundedFirm account. After passing you trade a funded account under the same limits, request rewards from 1% net profit on a 90% split that reaches 100% from the third reward, and get your fee back with the fourth reward. Accounts run from $5K to $100K.

Profit targets
8% + 5%
Daily loss limit
5%
Overall loss limit
10%
Max profit split
100%
Phases
2
Profit targets
8% then 5%
Daily loss limit
5% (static)
Overall loss limit
10% (static)
Min trading days
3 per phase
Time limit
Unlimited
Profit split
Up to 100%
Leverage
1:100 (crypto 1:50)
Challenges

Choose Your FundedFirm Challenges

Account Type
Account Size
2 Step
$525$579
Swap Free
Commission Free
Profit TargetP1:8% ,P2:5%
Maximum Daily Loss5%
Maximum Overall Loss10%
Min Profitable Days3 Days
Profit Split Upto100%
News TradingYes
Reward CycleMonthly/BiWeekly-Weekly
Buy Challenge

Risk Reward Matters

Why traders pick the 2-Step Challenge

Built for how you trade

Two phases. Wider limits. No time limit.

Fee back

Your fee returns with the 4th reward

Pass both phases, get paid, and your challenge fee is refunded with your fourth reward.

Most room to trade

5% daily and 10% overall drawdown

The widest limits of any FundedFirm account, fixed on your starting balance, so a deeper pullback does not end your run.

Keep more of every trade

Swap free and commission free

Every 2-Step account is swap free and commission free, with news, overnight and weekend holding allowed.

No time limit

Unlimited time on both phases

Reach 8% and then 5% at your own pace, with a minimum of 3 trading days per phase.

How to pass

Pass both phases to get funded.

  1. 1

    Phase 1

    Reach the profit target in at least 3 trading days. The trading period is unlimited.

    8% target

  2. 2

    Phase 2

    Confirm your edge with a lower target in at least 3 trading days. Unlimited time.

    5% target

  3. 3

    Funded account

    Same limits. Now you earn rewards from 1% net profit.

    Up to 100% split

  • News trading allowed
  • Overnight & weekend holding allowed
Trading rules

Your trading room

These limits apply in both phases and on the funded account.

Daily loss limit
5%
Measured from your start-of-day balance or equity.
Overall loss limit
10%
Fixed on your starting balance.
Risk per trade
2%
Of your equity at the start of the day.
Hedging
Not allowed
Hedging is not allowed on this account.
Consistent lot sizes
Up to 5x
Up to 5x your smallest trade on each pair. If your smallest lot is 0.5, you can go up to 2.50 lots.

Good to know

Inactivity
30 days
Close 1 trade every 30 days.
Consistency rule
Under 80%
No single trade above 80% of your profit.
Leverage
1:100
FX, Metals, Indices, Energies 1:100. Crypto 1:50.
3-minute rule
3 min
Same-direction trades within 3 minutes count as one.
Daily reset
10:00 PM UTC
Your daily loss limit refills.
Breach insurance
Add-on
One reset in your first 7 days.

Full wording on the official 2-Step Challenge rules.

Your dashboard

See every limit before it sees you

Track balance, equity, P&L, drawdown and key metrics in real time, and monitor your progress from one trading dashboard, on the web or the FundedFirm app.

FundedFirm trader dashboard showing balance, drawdown used and profit target progress
Get paid

Funded account payouts

Rewards from 1% profit, and your fee back on the 4th reward.

  • Included

    Monthly

    90%

    Profit split

    Paid once a month. 95% on the 2nd, 100% from the 3rd.

  • Add-on

    100% Lifetime

    100%

    Profit split

    Paid once a month, for life.

  • Add-on

    Bi-Weekly

    80%

    Profit split

    Every other Wednesday.

  • Add-on

    Weekly

    60%

    Profit split

    Every Wednesday.

Minimum profit
1%
Request a reward at 1% net profit.
Fee refund
4th reward
Your fee comes back with your 4th reward.
  • Pick your plan at checkout. Bi-Weekly and Weekly are for accounts up to $25K and start from the second week.
  • Your daily and overall loss limits, and every other evaluation rule, carry over to the funded account.

Real traders, real payouts

Payout certificates

  • Geetanshu Ashpilya$14,235.58
  • Ravinder Kumar$3,406.25
  • Sumukh Kelkar$1,410.59
  • Roshan Gadag$1,277.43

Check any certificate on verify certificate, or see the full record on trader payouts.

Prices and numbers per account

2-Step Challenge prices

Every account size with its current price and what each rule means in dollars. Loss limits are fixed, so the breach level never moves.

2-Step Challenge prices and limits by account size
AccountPriceProfit targetDaily loss (5%)Overall loss (10%)Max loss per trade (2%)Min profit for payoutBuy
$5K$39 $49P1 $400 / P2 $250$250$500breach at $4,500$100$50Buy
$10K$84 $99P1 $800 / P2 $500$500$1,000breach at $9,000$200$100Buy
$25K$169 $189P1 $2,000 / P2 $1,250$1,250$2,500breach at $22,500$500$250Buy
$50K$269 $299P1 $4,000 / P2 $2,500$2,500$5,000breach at $45,000$1,000$500Buy
$100KMost popular$525 $579P1 $8,000 / P2 $5,000$5,000$10,000breach at $90,000$2,000$1,000Buy

Prices shown are the current prices, with the regular price struck through where there is a discount. Final price, add-ons and coupons are confirmed at checkout.

Choose with confidence

Is the 2-Step Challenge right for you?

A good fit if

  • You want the most drawdown room: 5% a day and 10% overall.
  • Your strategy has occasional deeper pullbacks that would break a 3% daily limit.
  • You are happy to prove consistency across two phases for a lower entry price.
  • You trade news or hold positions overnight and over the weekend.

Consider another account if

  • You want to be funded after a single phase (see the 1-Step Challenge).
  • You want payouts without any evaluation (see the Instant accounts).
Side by side

Compare all FundedFirm accounts

1-Step Challenge

How you get funded
1 evaluation phase
Profit target
10%
Daily loss limit
3% static
Overall loss limit
6% static
First payout
After passing, at 1% net profit
Payout cycle
Monthly (Bi-Weekly / Weekly add-ons)
Profit split
90% → 100% (Lifetime 100% add-on)
Leverage
1:100, crypto 1:50
News & holding
News, overnight & weekend allowed
Account sizes
$5K to $100K
Price from
$49

2-Step Challenge

How you get funded
2 evaluation phases
Profit target
8% + 5%
Daily loss limit
5% static
Overall loss limit
10% static
First payout
After passing, at 1% net profit
Payout cycle
Monthly (Bi-Weekly / Weekly add-ons)
Profit split
90% → 100% (Lifetime 100% add-on)
Leverage
1:100, crypto 1:50
News & holding
News, overnight & weekend allowed
Account sizes
$5K to $100K
Price from
$39

Instant Funded Account

How you get funded
No evaluation
Profit target
None
Daily loss limit
3% trailing
Overall loss limit
5% trailing
First payout
After 5 profitable days + 1% net profit
Payout cycle
On-Demand (Weekly add-on)
Profit split
60% (80% Weekly add-on)
Leverage
1:30
News & holding
News, overnight & weekend allowed
Account sizes
$5K to $100K
Price from
$65

Instant Daily Funded Account

How you get funded
No evaluation
Profit target
None
Daily loss limit
3% trailing
Overall loss limit
4% trailing
First payout
24h after first trade opens (once closed)
Payout cycle
Every 24 hours
Profit split
70% every payout
Leverage
1:20
News & holding
No news, close trades daily
Account sizes
$3K to $18K
Price from
$69
Recognition

Two years running, judged the best

Recognised at the Forex Expo Dubai in back-to-back years, by the traders and the industry we build for.

Forex Expo DubaiBest Prop Firm 2026 trophy awarded to FundedFirm

Best Prop Firm 2026

Forex Expo Dubai, 22 & 23 September 2026

Forex Expo DubaiMost Trusted Prop Firm 2025 trophy awarded to FundedFirm

Most Trusted Prop Firm 2025

Forex Expo Dubai, 2025

Paid out to traders
$22M+
Funded traders
300K+
Countries
150+
Instant Daily payout approval
30 min
Question & Answer

2-Step Challenge FAQ

What is the FundedFirm 2-Step Challenge?

It is a two-phase evaluation on a simulated MT5 account. Reach 8% profit in Phase 1 and 5% in Phase 2, each in at least 3 trading days, while staying inside a 5% daily and 10% overall loss limit. Pass both and you get a funded account with the same rules.

What is the difference between the 1-Step and 2-Step Challenge?

The 1-Step needs one 10% target with 3% daily and 6% overall loss limits. The 2-Step needs 8% then 5%, but gives you 5% daily and 10% overall room. Payout plans, leverage and the fee refund are the same on both.

Is there a time limit on either phase?

No. Both phases have an unlimited trading period with a minimum of 3 trading days each. Close at least one trade every 30 days to avoid inactivity.

How are the 5% daily and 10% overall loss limits measured?

The daily limit is measured from your start-of-day balance or equity and refills at 10:00 PM UTC. The overall limit is fixed on your starting balance, so a $100K account breaches at $90,000 equity.

Can I trade news and hold over the weekend on the 2-Step?

Yes. News trading, overnight holding and weekend holding are allowed in both phases and on the funded account. Hedging is not allowed.

What profit split and payout schedule do I get once funded?

Rewards can be requested from 1% net profit. The included Monthly plan pays 90%, then 95% on the second reward and 100% from the third. You can add 100% Lifetime, Bi-Weekly (80%) or Weekly (60%) at checkout; the last two are for accounts up to $25K.

Is the challenge fee refundable?

Yes. Your fee is refunded with your fourth reward on the funded account.

More answers in the full FundedFirm FAQ.