Your fee returns with the 4th reward
Pass both phases, get paid, and your challenge fee is refunded with your fourth reward.
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Most Trusted Prop Firm 2025Two phases. Wider limits. No time limit.
The FundedFirm 2-Step Challenge is a two-phase evaluation on a simulated MT5 account. Phase 1 has an 8% profit target and Phase 2 a 5% target, each with a minimum of 3 trading days and no time limit. Throughout, you trade with a 5% daily loss limit and a 10% overall loss limit, the widest room of any FundedFirm account. After passing you trade a funded account under the same limits, request rewards from 1% net profit on a 90% split that reaches 100% from the third reward, and get your fee back with the fourth reward. Accounts run from $5K to $100K.
Risk Reward Matters
Two phases. Wider limits. No time limit.
Pass both phases, get paid, and your challenge fee is refunded with your fourth reward.
The widest limits of any FundedFirm account, fixed on your starting balance, so a deeper pullback does not end your run.
Every 2-Step account is swap free and commission free, with news, overnight and weekend holding allowed.
Reach 8% and then 5% at your own pace, with a minimum of 3 trading days per phase.
Reach the profit target in at least 3 trading days. The trading period is unlimited.
8% target
Confirm your edge with a lower target in at least 3 trading days. Unlimited time.
5% target
Same limits. Now you earn rewards from 1% net profit.
Up to 100% split
These limits apply in both phases and on the funded account.
Full wording on the official 2-Step Challenge rules.
Track balance, equity, P&L, drawdown and key metrics in real time, and monitor your progress from one trading dashboard, on the web or the FundedFirm app.

Rewards from 1% profit, and your fee back on the 4th reward.
90%
Profit split
Paid once a month. 95% on the 2nd, 100% from the 3rd.
100%
Profit split
Paid once a month, for life.
80%
Profit split
Every other Wednesday.
60%
Profit split
Every Wednesday.
Check any certificate on verify certificate, or see the full record on trader payouts.
Every account size with its current price and what each rule means in dollars. Loss limits are fixed, so the breach level never moves.
| Account | Price | Profit target | Daily loss (5%) | Overall loss (10%) | Max loss per trade (2%) | Min profit for payout | Buy |
|---|---|---|---|---|---|---|---|
| $5K | $39 | P1 $400 / P2 $250 | $250 | $500breach at $4,500 | $100 | $50 | Buy |
| $10K | $84 | P1 $800 / P2 $500 | $500 | $1,000breach at $9,000 | $200 | $100 | Buy |
| $25K | $169 | P1 $2,000 / P2 $1,250 | $1,250 | $2,500breach at $22,500 | $500 | $250 | Buy |
| $50K | $269 | P1 $4,000 / P2 $2,500 | $2,500 | $5,000breach at $45,000 | $1,000 | $500 | Buy |
| $100KMost popular | $525 | P1 $8,000 / P2 $5,000 | $5,000 | $10,000breach at $90,000 | $2,000 | $1,000 | Buy |
Prices shown are the current prices, with the regular price struck through where there is a discount. Final price, add-ons and coupons are confirmed at checkout.
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It is a two-phase evaluation on a simulated MT5 account. Reach 8% profit in Phase 1 and 5% in Phase 2, each in at least 3 trading days, while staying inside a 5% daily and 10% overall loss limit. Pass both and you get a funded account with the same rules.
The 1-Step needs one 10% target with 3% daily and 6% overall loss limits. The 2-Step needs 8% then 5%, but gives you 5% daily and 10% overall room. Payout plans, leverage and the fee refund are the same on both.
No. Both phases have an unlimited trading period with a minimum of 3 trading days each. Close at least one trade every 30 days to avoid inactivity.
The daily limit is measured from your start-of-day balance or equity and refills at 10:00 PM UTC. The overall limit is fixed on your starting balance, so a $100K account breaches at $90,000 equity.
Yes. News trading, overnight holding and weekend holding are allowed in both phases and on the funded account. Hedging is not allowed.
Rewards can be requested from 1% net profit. The included Monthly plan pays 90%, then 95% on the second reward and 100% from the third. You can add 100% Lifetime, Bi-Weekly (80%) or Weekly (60%) at checkout; the last two are for accounts up to $25K.
Yes. Your fee is refunded with your fourth reward on the funded account.
More answers in the full FundedFirm FAQ.