• Best Prop Firm 2026
  • Most Trusted Prop Firm 2025

One phase. 10% target. No time limit.

1-Step Challenge: pass one phase, get funded up to $100K

The FundedFirm 1-Step Challenge is a one-phase evaluation on a simulated MT5 account. You pass by reaching a 10% profit target in at least 3 trading days, with no maximum time limit, while staying inside a 3% daily loss limit and a 6% overall loss limit. After you pass you trade a funded account under the same limits, can request a reward from 1% net profit, start on a 90% profit split that rises to 100% from the third reward, and get your challenge fee back with the fourth reward. Accounts run from $5K to $100K.

Profit target
10%
Daily loss limit
3%
Overall loss limit
6%
Max profit split
100%
Phases
1
Profit target
10%
Daily loss limit
3% (static)
Overall loss limit
6% (static)
Min trading days
3
Time limit
Unlimited
Profit split
Up to 100%
Leverage
1:100 (crypto 1:50)
Challenges

Choose Your FundedFirm Challenges

Account Type
Account Size
1 Step
$549$649
Swap Free
Commission Free
Profit Target10%
Maximum Daily Loss3%
Maximum Overall Loss6%
Min Profitable Days3 Days
Profit Split Upto100%
News TradingYes
Reward CycleMonthly/BiWeekly-Weekly
Buy Challenge

Risk Reward Matters

Why traders pick the 1-Step Challenge

Built for how you trade

One phase. 10% target. No time limit.

Fee back

Your fee returns with the 4th reward

Pass once, get paid, and the challenge pays for itself. Rewards start from 1% net profit.

Trade your way on MT5

News, overnight and weekend trading allowed

Hold through news and weekends on MetaTrader 5, with 1:100 leverage on FX, metals, indices and energies and 1:50 on crypto.

Keep more of every trade

Swap free and commission free

Every 1-Step account is swap free and commission free, and your split climbs from 90% to 100% by the third reward.

No time limit

Unlimited trading period

Take as long as you need to reach 10%. You only need 3 trading days and one closed trade every 30 days.

How to pass

Pass one phase to get funded.

  1. 1

    Phase 1

    Reach the profit target in at least 3 trading days. The trading period is unlimited.

    10% target

  2. 2

    Funded account

    Same limits. Now you earn rewards from 1% net profit.

    Up to 100% split

  • News trading allowed
  • Overnight & weekend holding allowed
Trading rules

Your trading room

These limits apply in the evaluation and on the funded account.

Daily loss limit
3%
Measured from your start-of-day balance or equity.
Overall loss limit
6%
Fixed on your starting balance.
Risk per trade
1%
Of your equity at the start of the day.
Hedging
Not allowed
Hedging is not allowed on this account.
Consistent lot sizes
Up to 5x
Up to 5x your smallest trade on each pair. If your smallest lot is 0.5, you can go up to 2.50 lots.

Good to know

Inactivity
30 days
Close 1 trade every 30 days.
Consistency rule
Under 80%
No single trade above 80% of your profit.
Leverage
1:100
FX, Metals, Indices, Energies 1:100. Crypto 1:50.
3-minute rule
3 min
Same-direction trades within 3 minutes count as one.
Daily reset
10:00 PM UTC
Your daily loss limit refills.
Breach insurance
Add-on
One reset in your first 7 days.

Full wording on the official 1-Step Challenge rules.

Your dashboard

See every limit before it sees you

Track balance, equity, P&L, drawdown and key metrics in real time, and monitor your progress from one trading dashboard, on the web or the FundedFirm app.

FundedFirm trader dashboard showing balance, drawdown used and profit target progress
Get paid

Funded account payouts

Rewards from 1% profit, and your fee back on the 4th reward.

  • Included

    Monthly

    90%

    Profit split

    Paid once a month. 95% on the 2nd, 100% from the 3rd.

  • Add-on

    100% Lifetime

    100%

    Profit split

    Paid once a month, for life.

  • Add-on

    Bi-Weekly

    80%

    Profit split

    Every other Wednesday.

  • Add-on

    Weekly

    60%

    Profit split

    Every Wednesday.

Minimum profit
1%
Request a reward at 1% net profit.
Fee refund
4th reward
Your fee comes back with your 4th reward.
  • Pick your plan at checkout. Bi-Weekly and Weekly are for accounts up to $25K and start from the second week.
  • Your daily and overall loss limits, and every other evaluation rule, carry over to the funded account.

Real traders, real payouts

Payout certificates

  • Geetanshu Ashpilya$14,235.58
  • Ravinder Kumar$3,406.25
  • Sumukh Kelkar$1,410.59
  • Roshan Gadag$1,277.43

Check any certificate on verify certificate, or see the full record on trader payouts.

Prices and numbers per account

1-Step Challenge prices

Every account size with its current price and what each rule means in dollars. Loss limits are fixed, so the breach level never moves.

1-Step Challenge prices and limits by account size
AccountPriceProfit targetDaily loss (3%)Overall loss (6%)Max loss per trade (1%)Min profit for payoutBuy
$5K$49 $79$500$150$300breach at $4,700$50$50Buy
$10K$89 $119$1,000$300$600breach at $9,400$100$100Buy
$25K$199 $279$2,500$750$1,500breach at $23,500$250$250Buy
$50K$299 $379$5,000$1,500$3,000breach at $47,000$500$500Buy
$100KMost popular$549 $649$10,000$3,000$6,000breach at $94,000$1,000$1,000Buy

Prices shown are the current prices, with the regular price struck through where there is a discount. Final price, add-ons and coupons are confirmed at checkout.

Choose with confidence

Is the 1-Step Challenge right for you?

A good fit if

  • You want the shortest route to a funded account and can hit 10% without rushing.
  • You trade news or hold positions overnight and over the weekend.
  • You prefer a fixed overall loss floor that never moves up.
  • You want your challenge fee refunded once you are paid consistently.

Consider another account if

  • Your typical drawdown on a bad day is more than 3% of the account.
  • You would rather have a wider 5% daily and 10% overall room in exchange for two phases.
  • You want paid without any evaluation (see the Instant accounts).
Side by side

Compare all FundedFirm accounts

1-Step Challenge

How you get funded
1 evaluation phase
Profit target
10%
Daily loss limit
3% static
Overall loss limit
6% static
First payout
After passing, at 1% net profit
Payout cycle
Monthly (Bi-Weekly / Weekly add-ons)
Profit split
90% → 100% (Lifetime 100% add-on)
Leverage
1:100, crypto 1:50
News & holding
News, overnight & weekend allowed
Account sizes
$5K to $100K
Price from
$49

2-Step Challenge

How you get funded
2 evaluation phases
Profit target
8% + 5%
Daily loss limit
5% static
Overall loss limit
10% static
First payout
After passing, at 1% net profit
Payout cycle
Monthly (Bi-Weekly / Weekly add-ons)
Profit split
90% → 100% (Lifetime 100% add-on)
Leverage
1:100, crypto 1:50
News & holding
News, overnight & weekend allowed
Account sizes
$5K to $100K
Price from
$39

Instant Funded Account

How you get funded
No evaluation
Profit target
None
Daily loss limit
3% trailing
Overall loss limit
5% trailing
First payout
After 5 profitable days + 1% net profit
Payout cycle
On-Demand (Weekly add-on)
Profit split
60% (80% Weekly add-on)
Leverage
1:30
News & holding
News, overnight & weekend allowed
Account sizes
$5K to $100K
Price from
$65

Instant Daily Funded Account

How you get funded
No evaluation
Profit target
None
Daily loss limit
3% trailing
Overall loss limit
4% trailing
First payout
24h after first trade opens (once closed)
Payout cycle
Every 24 hours
Profit split
70% every payout
Leverage
1:20
News & holding
No news, close trades daily
Account sizes
$3K to $18K
Price from
$69
Recognition

Two years running, judged the best

Recognised at the Forex Expo Dubai in back-to-back years, by the traders and the industry we build for.

Forex Expo DubaiBest Prop Firm 2026 trophy awarded to FundedFirm

Best Prop Firm 2026

Forex Expo Dubai, 22 & 23 September 2026

Forex Expo DubaiMost Trusted Prop Firm 2025 trophy awarded to FundedFirm

Most Trusted Prop Firm 2025

Forex Expo Dubai, 2025

Paid out to traders
$22M+
Funded traders
300K+
Countries
150+
Instant Daily payout approval
30 min
Question & Answer

1-Step Challenge FAQ

What is the FundedFirm 1-Step Challenge?

It is a one-phase evaluation on a simulated MT5 account. Reach a 10% profit target in at least 3 trading days without breaking the 3% daily or 6% overall loss limit, and you get a funded account that follows the same rules.

Is there a time limit to pass the 1-Step Challenge?

No. The trading period is unlimited. You need a minimum of 3 trading days, and you must close at least one trade every 30 days to avoid inactivity.

How is the 3% daily loss limit calculated?

It is measured from your start-of-day balance or equity and refills at the daily reset, 10:00 PM UTC. On a $100K account that is $3,000 of room per day, including floating losses.

Is the 6% overall loss limit trailing?

No. It is fixed on your starting balance. On a $100K account the account breaches if equity reaches $94,000, no matter how much profit you made before.

Can I trade news and hold trades over the weekend?

Yes. News trading, overnight holding and weekend holding are all allowed on the 1-Step Challenge and its funded account. Hedging is not allowed.

When can I request my first payout and what is the profit split?

On the funded account you can request a reward at 1% net profit. The included Monthly plan pays 90% on the first reward, 95% on the second and 100% from the third. Optional add-ons are 100% Lifetime (monthly), Bi-Weekly at 80% and Weekly at 60%; Bi-Weekly and Weekly are for accounts up to $25K.

Do I get my challenge fee back?

Yes. The fee is refunded with your fourth reward from the funded account.

What leverage and how much risk per trade can I use?

Leverage is 1:100 on FX, metals, indices and energies, and 1:50 on crypto. No single trade can lose more than 1% of your equity at the start of the trading day, which is $1,000 on a day that starts at $100,000.

More answers in the full FundedFirm FAQ.